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However a major drawback is that such plans cover cancer only at an advanced stage. Critical illness covers can be purchased as individual policies or as riders with an existing life or health insurance policy.
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So if the IDV of your car is Rs 5 lakh as per the depreciation you have the freedom to choose an IDV between Rs 425000 and Rs 575000.
Mahindra insurance brokers logo. CI insurance is cheaper than comprehensive medical insurance plans because it covers specified critical illnesses only. However motor insurance companies allow car owners to increase or decrease the set IDV by 15. IDV of car insurance is decided by taking into account the depreciation value of the car.
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